NEW LAW

The Bundestag has approved the rise in the PKV income limit for 2027.

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About Bramex Plus

Born from our daily work with those who already trusted us

Bramex Plus is the division of Bramex dedicated solely and exclusively to private health insurance in Germany. A space designed to guide you through one of the most important decisions you'll make here.

Since 2016 Leading insurers in Germany We speak your language
Our origins

From Bramex to Bramex Plus

Bramex was founded in 2016 in Stuttgart with a simple idea: to help people arriving in Germany understand and take out the insurance they need, without unnecessary paperwork and in their own language.

Over the years, thousands of conversations with clients taught us something we hadn't anticipated: private health insurance (PKV) is not just another policy. It's a decision that stays with you for decades, with technical, financial and personal nuances that deserve time, preparation and concrete answers.

That's why Bramex Plus exists: to give this insurance all the attention it truly needs.

Why we exist

A space dedicated to private health insurance alone

Because some decisions don't allow for quick answers. And because we believe that when a client trusts us with something this important, the least we can do is rise to the occasion.

It's a priority decision

Choosing private health insurance in Germany isn't comparable to taking out any other policy. It shapes your health, your finances and your peace of mind for the long term. It deserves a team that treats it as what it is: an important decision.

Specialist, unhurried attention

At Bramex Plus we work with a single product: private health insurance. That lets us go deep into each case, give it the time it needs and answer the questions that really matter with precision.

Everything we've learned, working for you

Over the years we've guided many people through this process. We've seen their questions, their worries and also the details that make all the difference. All that knowledge now lives in Bramex Plus, so that every new client starts with an advantage.

Up-to-date information, always

The German system changes. Insurers update their tariffs and conditions. Bramex Plus is also our commitment to publishing useful information, updates and clear guides, so you're never left without an answer when you need one.

Ronald Seifart, manager of Bramex and private health insurance adviser
At the helm

Who's behind Bramex and Bramex Plus

Ronald Seifart is the manager of Bramex and a private health insurance adviser. He has been guiding expats in Germany since 2016 and personally leads Bramex Plus.

His approach has been the same from day one: listen first, explain without small print and recommend only what makes sense for each client. That way of working is what has shaped Bramex Plus.

What stands behind us

A foundation built over time

Since 2016

Guiding expats in Germany with advice that's clear, personal and free of charge.

Leading insurers

We work with the main companies in the German market, which lets us compare and recommend with sound judgement.

We speak your language

So you understand every detail before making a decision, without language being a barrier.

Our commitment

What we guarantee you at Bramex Plus

1

Attention dedicated to private health insurance

It's not just another product in a catalogue. It's our sole focus.

2

Advice at no extra cost

You pay exactly what the insurer sets. Our service doesn't add anything to your premium.

3

Clarity, always

We explain what's covered, what isn't and what it means in the long term. Then you decide.

4

Support after you sign up

A PKV policy lasts decades. We remain your point of contact for any future matter.

Let's talk about your situation

If you're considering private health insurance in Germany, we can help you in two ways: by comparing tariffs instantly or by talking to an adviser with no obligation. Both are equally useful, depending on where you are in the process.