Your health deserves the best cover. No waiting, no hassle.
Compare real tariffs, get expert advice in English and find the private health insurance that fits you. Free and with no obligation.
Where would you like to start?
Whether you're weighing up the switch or you've already decided and just want to compare, here's direct access to everything.
Compare real tariffs
Enter your year of birth and get real prices from the best insurers in seconds.
Benefits of private health insurance
Faster appointments, better hospital care, superior dental cover and premium refunds.
Can you access private health insurance?
Check whether you meet the requirements. If you're above the income threshold, you can already choose.
The cost of private health insurance
What it really costs, what your employer pays and how it varies by profile.
Private vs statutory health insurance
A real comparison of PKV and GKV: cover, prices, waiting times and more.
How to switch to private health insurance
The step-by-step process to switch from GKV to PKV without mistakes or gaps in cover.
Calculate your private health insurance now
Enter your year of birth and get the real prices of the best available tariffs in seconds. No sign-up, no obligation and no one will call you unless you want them to.
Discover the rates of your private health insurance in Germany in seconds.
Do you have a specific situation?
Private health insurance has an answer for many situations the statutory system doesn't address in the same way.
Private health insurance with a family
How it works, what it costs and why it can be an advantage.
Sabbatical and private health insurance
What happens to your cover if you take a career break and how to manage it properly.
Pre-existing conditions and PKV
Having a pre-existing condition doesn't mean you can't access private health insurance.
More than 5,000 people already trust Bramex and Bramex Plus
Professional employees in Germany who found their private health insurance with our help.
"My experience with Bramex has been very good. Ronald took the time to make the comparisons I needed so I could choose the option that suited me best — and not only that, since then I've contacted him several times for support and he always helps. His help is really valuable, because insurance is a very complex topic, especially in Germany, and having someone like Ronald help you in your own mother tongue is a huge advantage!"
Joaquin C. A.
"Thanks to Bramex I've been able to clear up many doubts about insurance, and that's been a key factor in making decisions in this area. I love the way they work, where each advisor who contacts me is an expert in a specific topic, which gives me a lot of confidence, and on top of that I can communicate in my own language with each of them. I've also had a positive experience with their response times — they're very quick, always friendly and happy to explain things in detail. Thanks to the Bramex team and especially to Ronald Seifart, who is always attentive and looking out for us."
Natalia C. O.
"Excellent service! Bramex managed my German health insurance perfectly. Their team provided exceptional support throughout the entire process, offering constant follow-ups and clear guidance. Thanks to their expertise and dedication, what could have been a complex administrative task became smooth and stress-free. Truly professional service. Highly recommended."
Fernando S. L.
Why Bramex Plus?
We're part of the Bramex group, insurance specialists in Germany with years of experience supporting international clients.
Advice in English
The whole process in your language. No barriers, no jargon, and with someone who understands your situation as an expat.
Only the best tariffs
We don't show every option on the market — we show the ones that actually make sense for your profile. Less confusion, better decisions.
Real ongoing support
We don't disappear once you've signed up. We help you with managing your policy, your bills, the app and any questions that come up later.
Always free
Our advice costs you nothing. We're paid by the insurer, not by you. That's what lets us stay honest.
Ready to take the step?
Calculate your tariff in seconds or talk to our team. No sign-up requiered, no obligation, and the consultation is in English.