{"id":2985,"date":"2026-07-07T23:13:29","date_gmt":"2026-07-07T21:13:29","guid":{"rendered":"https:\/\/bramexplus.com\/?page_id=2985"},"modified":"2026-07-13T16:11:27","modified_gmt":"2026-07-13T14:11:27","slug":"pkv-2027","status":"publish","type":"page","link":"https:\/\/bramexplus.com\/en\/pkv-2027\/","title":{"rendered":"PKV 2027: income limit for private health insurance rises"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2985\" class=\"elementor elementor-2985 elementor-2961\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7301d51 e-con-full e-flex e-con e-parent\" data-id=\"7301d51\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef5a263 elementor-widget elementor-widget-html\" data-id=\"ef5a263\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- ============================================================\n     LANDING \/en\/pkv-2027\/ \u00b7 ENGLISH \u00b7 v2 POST-APPROVAL (13.07.2026)\n     Updated after the GKV-Beitragssatzstabilisierungsgesetz was passed\n     by the Bundestag and the Bundesrat on 10.07.2026.\n     SINGLE ELEMENTOR HTML WIDGET \u2014 form shortcode included.\n     Same Ninja Forms ID as Spanish (WPML serves the translated\n     strings once they are added in String Translation).\n     ============================================================ -->\n<div class=\"bpx-lp2027\">\n<style>\nhtml{ scroll-behavior:smooth; 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font-weight:500; }\n.bpx-lp2027-formzone input[type=\"button\"].ninja-forms-field,\n.bpx-lp2027-formzone input[type=\"submit\"].ninja-forms-field{\n  width:100%; min-height:52px; background:#ffb905; color:#1c244b;\n  border:2px solid #ffb905; border-radius:16px; font-weight:800; font-size:17px;\n  padding:14px 32px; cursor:pointer; transition:all .2s ease;\n}\n.bpx-lp2027-formzone input[type=\"button\"].ninja-forms-field:hover,\n.bpx-lp2027-formzone input[type=\"submit\"].ninja-forms-field:hover{\n  background:#1c244b; border-color:#1c244b; color:#fff;\n}\n.bpx-lp2027-formzone .nf-error-msg{ font-size:13px; }\n.bpx-lp2027-formzone .nf-response-msg{ text-align:center; font-weight:600; color:#22663a; font-size:17px; }\n\/* Comparison strip *\/\n.bpx-lp2027-strip{\n  display:flex; align-items:center; justify-content:space-between; gap:24px;\n  background:#fff; border:1px solid var(--lp-border); border-radius:var(--bpx-radius-md,24px);\n  padding:28px 32px; box-shadow:var(--bpx-shadow-sm,0 8px 24px rgba(16,24,40,0.06));\n}\n.bpx-lp2027-strip p{ margin:0; 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font-weight:700; text-decoration:none;\n  border:2px solid transparent; transition:all .2s ease;\n}\n.bpx-lp2027 .bpx-lp2027-share-btn svg{ width:19px; height:19px; flex:none; }\n.bpx-lp2027 .bpx-lp2027-share-btn--wa{ background:#25d366; color:#fff; border-color:#25d366; }\n.bpx-lp2027 .bpx-lp2027-share-btn--wa:hover{ background:#1eb457; border-color:#1eb457; color:#fff; }\n.bpx-lp2027 .bpx-lp2027-share-btn--mail{ background:transparent; color:var(--lp-navy); border-color:var(--lp-navy); }\n.bpx-lp2027 .bpx-lp2027-share-btn--mail:hover{ background:var(--lp-navy); color:#fff; }\n\/* Final CTA *\/\n.bpx-lp2027-final{ background:var(--lp-navy); text-align:center; padding:76px 0; }\n.bpx-lp2027-final h2{ color:#fff; }\n.bpx-lp2027-final p{ color:rgba(255,255,255,0.85); max-width:640px; margin:0 auto 28px; font-size:17px; }\n@media (max-width:920px){\n  .bpx-lp2027-grid--4,.bpx-lp2027-steps{ grid-template-columns:repeat(2,1fr); }\n  .bpx-lp2027-grid--3{ grid-template-columns:1fr; }\n}\n@media (max-width:640px){\n  .bpx-lp2027-section{ padding:52px 0; }\n  .bpx-lp2027-hero{ padding:64px 0 56px; }\n  .bpx-lp2027-grid--4,.bpx-lp2027-grid--2,.bpx-lp2027-steps{ grid-template-columns:1fr; }\n  .bpx-lp2027-strip{ flex-direction:column; align-items:flex-start; }\n  .bpx-lp2027 .bpx-lp2027-btn{ width:100%; text-align:center; }\n  .bpx-lp2027 .bpx-lp2027-share-btn{ width:100%; justify-content:center; }\n  .bpx-lp2027-chip-item{ font-size:17px; padding:9px 18px; }\n}\n<\/style>\n<!-- HERO -->\n<section class=\"bpx-lp2027-hero\">\n  <div class=\"bpx-lp2027-container\">\n    <span class=\"bpx-lp2027-eyebrow\">Health insurance reform \u00b7 2027<\/span>\n    <h1>Private health insurance in Germany: 2026 is the year to decide<\/h1>\n    <p class=\"bpx-lp2027-hero-lead\">If you've been thinking about switching to private health insurance, now is the time to act. The law passed on 10 July 2026 raises the annual income threshold (JAEG) required to qualify for private health insurance from 2027.<\/p>\n    <div class=\"bpx-lp2027-chip\">\n      <span class=\"bpx-lp2027-chip-item\"><small>Today<\/small>6.450 \u20ac\/month<\/span>\n      <span class=\"bpx-lp2027-chip-arrow\">\u2192<\/span>\n      <span class=\"bpx-lp2027-chip-item bpx-lp2027-chip-item--hl\"><small>From 2027<\/small>~7.050 \u20ac\/month<\/span>\n    <\/div>\n    <a class=\"bpx-lp2027-btn\" href=\"#comparativa\">Request my free advice<\/a>\n    <p class=\"bpx-lp2027-micro\">Personal, free and non-binding \u00b7 Advice in English<\/p>\n  <\/div>\n<\/section>\n<!-- WHAT'S CHANGING -->\n<section class=\"bpx-lp2027-section\">\n  <div class=\"bpx-lp2027-container\">\n    <div class=\"bpx-lp2027-kicker\">\n      <span class=\"bpx-lp2027-eyebrow\">The reform, made simple<\/span>\n      <h2>What's changing in 2027<\/h2>\n      <p>On 10 July 2026, the German parliament passed the law to stabilise the finances of public health insurance (GKV). This is what it sets out:<\/p>\n    <\/div>\n    <div class=\"bpx-lp2027-grid bpx-lp2027-grid--4\">\n      <div class=\"bpx-lp2027-card\">\n        <div class=\"bpx-lp2027-stat\">77.400 \u20ac \u2192 84.600 \u20ac<\/div>\n        <h3>The salary limit rises by 9%<\/h3>\n        <p>To take out PKV as an employee, you'll need to earn around 84.600 \u20ac a year (about 7.050 \u20ac\/month). Today the threshold is 77.400 \u20ac (6.450 \u20ac\/month).<\/p>\n      <\/div>\n      <div class=\"bpx-lp2027-card\">\n        <div class=\"bpx-lp2027-stat\">01.01.2027<\/div>\n        <h3>Already insured? You keep your right<\/h3>\n        <p>The extraordinary increase won't apply to anyone already insured with PKV before 01.01.2027.<\/p>\n      <\/div>\n      <div class=\"bpx-lp2027-card\">\n        <div class=\"bpx-lp2027-stat\">+25 \u20ac\/month<\/div>\n        <h3>Public insurance will cost more<\/h3>\n        <p>The contribution ceiling rises to around 76.500 \u20ac a year \u2014 about 25 \u20ac more per month for higher earners. And the average supplementary rate has more than doubled since 2022.<\/p>\n      <\/div>\n      <div class=\"bpx-lp2027-card\">\n        <div class=\"bpx-lp2027-stat\">+50% on co-payments<\/div>\n        <h3>\u2026 and cover less<\/h3>\n        <p>Co-payments rise by 50% (between 7,50 \u20ac and 15 \u20ac per prescription) and support for dental prostheses falls by 10%. On top of that, from 2028 a 2,5% surcharge applies for a co-insured spouse or partner, with exceptions such as having children under 12.<\/p>\n      <\/div>\n    <\/div>\n    <p class=\"bpx-lp2027-source\">Sources: the Act to Stabilise Contribution Rates in Statutory Health Insurance (GKV-Beitragssatzstabilisierungsgesetz), passed by the Bundestag and the Bundesrat on 10.07.2026, and the official FAQ of the Federal Ministry of Health (BMG). The exact threshold figures for 2027 will be set by regulation in autumn 2026. We'll keep this page up to date.<\/p>\n  <\/div>\n<\/section>\n<!-- WHAT IT MEANS FOR YOU -->\n<section class=\"bpx-lp2027-section bpx-lp2027-section--soft\">\n  <div class=\"bpx-lp2027-container\">\n    <div class=\"bpx-lp2027-kicker\">\n      <h2>What does it mean for you?<\/h2>\n    <\/div>\n    <div class=\"bpx-lp2027-grid bpx-lp2027-grid--2\">\n      <div class=\"bpx-lp2027-card bpx-lp2027-card--hl\">\n        <span class=\"bpx-lp2027-badge\">The most affected group<\/span>\n        <h3>You earn between 6.450 \u20ac and 7.050 \u20ac gross a month<\/h3>\n        <p>The reform affects you directly: under the new limit, from 2027 you would no longer be able to opt for private insurance. If you've ever considered private health insurance, 2026 is the year to take a closer look and start saving on your health insurance costs.<\/p>\n      <\/div>\n      <div class=\"bpx-lp2027-card\">\n        <h3>You earn more than 7.050 \u20ac gross a month<\/h3>\n        <p>You'll still be able to choose in 2027. Even so, every year in the GKV you'll pay a little more for benefits that are being cut. Comparing now tells you exactly how much \u2014 then the decision is yours.<\/p>\n      <\/div>\n    <\/div>\n    <p class=\"bpx-lp2027-source\">Self-employed or freelance? The limit doesn't apply to you: you can choose PKV at any income level. More on what affects you below.<\/p>\n  <\/div>\n<\/section>\n<!-- THE DATES -->\n<section class=\"bpx-lp2027-section\">\n  <div class=\"bpx-lp2027-container\">\n    <div class=\"bpx-lp2027-kicker\">\n      <h2>The dates that matter (and why it pays to start now)<\/h2>\n    <\/div>\n    <div class=\"bpx-lp2027-steps\">\n      <div class=\"bpx-lp2027-step\">\n        <div class=\"bpx-lp2027-step-num\">1<\/div>\n        <div class=\"bpx-lp2027-step-when\">Today<\/div>\n        <h3>Tell us your situation<\/h3>\n        <p>We'll tell you whether switching is worth it for you, which options fit and what you'd pay.<\/p>\n      <\/div>\n      <div class=\"bpx-lp2027-step\">\n        <div class=\"bpx-lp2027-step-num\">2<\/div>\n        <div class=\"bpx-lp2027-step-when\">2\u20136 weeks<\/div>\n        <h3>Application and confirmation<\/h3>\n        <p>Consultation and selection of an insurance plan, submission of the application to the private health insurance company, and acceptance by the insurer.<\/p>\n      <\/div>\n      <div class=\"bpx-lp2027-step\">\n        <div class=\"bpx-lp2027-step-num\">3<\/div>\n        <div class=\"bpx-lp2027-step-when\">Before 30.09.2026<\/div>\n        <h3>Cancel your GKV<\/h3>\n        <p>The legal notice period is two months to the end of a month.<\/p>\n      <\/div>\n      <div class=\"bpx-lp2027-step\">\n        <div class=\"bpx-lp2027-step-num\">4<\/div>\n        <div class=\"bpx-lp2027-step-when\">01.12.2026<\/div>\n        <h3>Your private insurance starts<\/h3>\n        <p>The latest possible insurance start date to obtain private health insurance before the annual income threshold (JAEG) increases.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"bpx-lp2027-note\">That's why it makes sense to start between July and September: the process takes weeks, and ideally you send your notice with your private insurer's confirmation already in hand.<\/div>\n  <\/div>\n<\/section>\n<!-- ==================== ENGLISH FORM ==================== -->\n<style>\n.bpx-lp2027-formgrid{ display:grid; grid-template-columns:360px 1fr; gap:28px; max-width:1040px; margin:28px auto 8px; align-items:start; }\n.bpx-lp2027-advisor{\n  background:#fff; border:1px solid #e6e8ef; border-radius:24px;\n  padding:30px 26px 26px; text-align:center;\n  box-shadow:0 14px 35px rgba(16,24,40,0.10);\n}\n.bpx-lp2027-advisor-ring{\n  display:inline-block; border:3px solid #ffb905; border-radius:50%;\n  padding:6px; background:#fff; margin-bottom:16px;\n}\n.bpx-lp2027-advisor-ring img{ display:block; width:132px; height:132px; border-radius:50%; object-fit:cover; }\n.bpx-lp2027-advisor h3{ margin:0 0 4px; font-size:20px; }\n.bpx-lp2027-advisor-role{ color:#595757; font-size:14.5px; margin:0 0 16px; }\n.bpx-lp2027-advisor-quote{\n  color:#3a3a3a; font-size:15px; font-style:italic; line-height:1.6;\n  margin:0; border-top:1px solid #eef0f5; padding-top:14px;\n}\n.bpx-lp2027-formgrid .nf-form-cont{ margin:0 auto; }\n@media (max-width:920px){\n  .bpx-lp2027-formgrid{ grid-template-columns:1fr; max-width:640px; gap:20px; }\n}\n<\/style>\n<!-- FORM -->\n<section class=\"bpx-lp2027-section bpx-lp2027-section--form\" id=\"comparativa\">\n  <div class=\"bpx-lp2027-container\">\n    <div class=\"bpx-lp2027-formhead\">\n      <span class=\"bpx-lp2027-eyebrow\">Take the first step<\/span>\n      <h2>Tell us your situation and we'll tell you whether the switch is worth it for you<\/h2>\n      <p>Fill in the form and we'll contact you within 24 working hours. We'll look at your case, answer all your questions and tell you clearly whether private insurance is a good fit for you \u2014 and if it isn't, we'll tell you that too.<\/p>\n      <ul class=\"bpx-lp2027-trust\">\n        <li>Personal advice, free and non-binding<\/li>\n        <li>We analyse the market and only propose what fits you<\/li>\n        <li>The whole process in English<\/li>\n      <\/ul>\n    <\/div>\n    <div class=\"bpx-lp2027-formgrid\">\n      <aside class=\"bpx-lp2027-advisor\">\n        <span class=\"bpx-lp2027-advisor-ring\">\n          <img decoding=\"async\" src=\"https:\/\/bramexplus.com\/wp-content\/uploads\/2026\/07\/Ronald-Seifart-CEO-Bramex.png\" alt=\"Ronald Seifart, manager and adviser at Bramex Plus\" loading=\"lazy\">\n        <\/span>\n        <h3>Ronald Seifart<\/h3>\n        <p class=\"bpx-lp2027-advisor-role\">Manager and adviser at Bramex Plus<\/p>\n        <p class=\"bpx-lp2027-advisor-quote\">\"I look at every case personally and tell you clearly whether the switch is right for you.\"<\/p>\n      <\/aside>\n      <div class=\"bpx-lp2027-formzone\">\n        <noscript class=\"ninja-forms-noscript-message\">\n\tNotice: JavaScript is required for this content.<\/noscript>\n<div id=\"nf-form-2-cont\" class=\"nf-form-cont\" aria-live=\"polite\" aria-labelledby=\"nf-form-title-2\" aria-describedby=\"nf-form-errors-2\" role=\"form\">\n\n    <div class=\"nf-loading-spinner\"><\/div>\n\n<\/div>\n        <!-- That data is being printed as a workaround to page builders reordering the order of the scripts loaded-->\n        <script>var formDisplay=1;var nfForms=nfForms||[];var form=[];form.id='2';form.settings={\"ninjaForms\":\"Ninja Forms\",\"changeEmailErrorMsg\":\"Please enter a valid email address.\",\"changeDateErrorMsg\":\"Please enter a valid date!\",\"confirmFieldErrorMsg\":\"These fields must match.\",\"fieldNumberNumMinError\":\"Number min error\",\"fieldNumberNumMaxError\":\"Number max error\",\"fieldNumberIncrementBy\":\"Increment by\",\"fieldTextareaRTEInsertLink\":\"Insert Link\",\"fieldTextareaRTEInsertMedia\":\"Insert Media\",\"fieldTextareaRTESelectAFile\":\"Select a file\",\"tableInsertRowAbove\":\"Insert Row Above\",\"tableInsertRowBelow\":\"Insert Row Below\",\"tableInsertColumnLeft\":\"Insert Column Left\",\"tableInsertColumnRight\":\"Insert Column Right\",\"tableDeleteRow\":\"Delete Row\",\"tableDeleteColumn\":\"Delete Column\",\"tableDeleteTable\":\"Delete Table\",\"tableLegacyNotice\":\"This content has tables in the old editor format. 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       \n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n<!-- ==================== END ENGLISH ==================== -->\n<!-- COMPARISON TOOL STRIP -->\n<section class=\"bpx-lp2027-section\" style=\"padding-bottom:36px;\">\n  <div class=\"bpx-lp2027-container\">\n    <div class=\"bpx-lp2027-strip\">\n      <div>\n        <h3>Prefer to see prices for yourself first?<\/h3>\n        <p>Our online comparison tool gives you a price guide in 2 minutes, no sign-up needed.<\/p>\n      <\/div>\n      <a class=\"bpx-lp2027-btn bpx-lp2027-btn--ghost\" href=\"https:\/\/bramexplus.com\/en\/private-health-insurance-comparison-germany\/\">Go to the comparison tool<\/a>\n    <\/div>\n  <\/div>\n<\/section>\n<!-- WHY BRAMEX PLUS -->\n<section class=\"bpx-lp2027-section bpx-lp2027-section--soft\">\n  <div class=\"bpx-lp2027-container\">\n    <div class=\"bpx-lp2027-kicker\">\n      <h2>Why Bramex Plus<\/h2>\n    <\/div>\n    <div class=\"bpx-lp2027-grid bpx-lp2027-grid--3\">\n      <div class=\"bpx-lp2027-card\">\n        <h3>In your language<\/h3>\n        <p>Advice in English from start to finish \u2014 we also assist in Spanish and German. What we guarantee is that we speak your language: no jargon, no small print, and full transparency.<\/p>\n      <\/div>\n      <div class=\"bpx-lp2027-card\">\n        <h3>The best options on the market<\/h3>\n        <p>We analyse the market and select the offers that are genuinely worth it. Seen an offer on another comparison site? Bring it to us: we'll review it and tell you whether it's right for you.<\/p>\n      <\/div>\n      <div class=\"bpx-lp2027-card\">\n        <h3>With you before, during and after<\/h3>\n        <p>Application, paperwork, guidance on cancelling your GKV, and any questions that come up before, during and after you sign. All at no cost: our service is free for you.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n<!-- FAQ -->\n<section class=\"bpx-lp2027-section\">\n  <div class=\"bpx-lp2027-container\">\n    <div class=\"bpx-lp2027-kicker\">\n      <h2>Frequently asked questions<\/h2>\n    <\/div>\n    <div class=\"bpx-lp2027-faq\">\n      <details class=\"bpx-lp2027-faq-item\">\n        <summary>Has the law been passed yet?<\/summary>\n        <div class=\"bpx-lp2027-faq-content\">\n          <p>Yes. The Bundestag passed the law on 10 July 2026 and the Bundesrat approved it the same day. No parliamentary steps remain.<\/p>\n          <p>The exact threshold figures for 2027 will be set by regulation in autumn 2026, so the final amount may differ slightly from the estimate. We'll keep you updated on this site and on our <a href=\"https:\/\/www.linkedin.com\/in\/ronald-seifart\/\" target=\"_blank\" rel=\"noopener\">LinkedIn<\/a>.<\/p>\n          <p>What's clear is that major changes are on the way \u2014 and this is the moment to think about savings, better services and securing good care.<\/p>\n        <\/div>\n      <\/details>\n      <details class=\"bpx-lp2027-faq-item\">\n        <summary>I earn between 6.450 \u20ac and 7.050 \u20ac a month. What happens if I do nothing?<\/summary>\n        <div class=\"bpx-lp2027-faq-content\">\n          <p>From 01.01.2027 you'd fall below the new limit and could no longer choose private insurance: you'd stay in the GKV. To keep the option, you need to be insured with PKV before that date \u2014 and given the notice and application periods, it's best decided before October 2026.<\/p>\n        <\/div>\n      <\/details>\n      <details class=\"bpx-lp2027-faq-item\">\n        <summary>I earn more than 7.050 \u20ac a month. Is there any rush for me?<\/summary>\n        <div class=\"bpx-lp2027-faq-content\">\n          <p>You won't be shut out: you'll still be able to choose in 2027. But every year in public insurance you'll pay a little more for benefits that are being cut. Comparing now tells you exactly what you'd pay with PKV \u2014 and you decide with the numbers in front of you.<\/p>\n        <\/div>\n      <\/details>\n      <details class=\"bpx-lp2027-faq-item\">\n        <summary>I'm self-employed or freelance. Does the limit affect me?<\/summary>\n        <div class=\"bpx-lp2027-faq-content\">\n          <p>No: the self-employed can choose PKV at any income level, including from 2027. What does affect you, like everyone else, are the rising costs and cuts in public insurance \u2014 so comparing is worth it for you too.<\/p>\n        <\/div>\n      <\/details>\n      <details class=\"bpx-lp2027-faq-item\">\n        <summary>I've seen an offer on another comparison site. Can you review it?<\/summary>\n        <div class=\"bpx-lp2027-faq-content\">\n          <p>Of course. Send it over: we'll compare it with the options we work with and tell you clearly whether it's good for your profile or whether there's something better. No strings attached.<\/p>\n        <\/div>\n      <\/details>\n      <details class=\"bpx-lp2027-faq-item\">\n        <summary>Is switching to PKV a permanent decision?<\/summary>\n        <div class=\"bpx-lp2027-faq-content\">\n          <p>We understand you may have plenty of questions on your mind: Can I go back to public insurance if my salary drops? What happens down the line if I stay with it? What if I plan to move back home one day? What about my pension?<\/p>\n          <p>We know you'll have many questions. The good news is that we help you with the answers \u2014 so the decision becomes easier.<\/p>\n        <\/div>\n      <\/details>\n      <details class=\"bpx-lp2027-faq-item\">\n        <summary>How much does your advice cost?<\/summary>\n        <div class=\"bpx-lp2027-faq-content\">\n          <p>Nothing. We work as independent brokers, which means our advice is paid for by the insurers. The good news for you: because we're independent, we don't depend on any single insurer and can always look for the best options for you.<\/p>\n          <ul>\n            <li>We compare and select, so you don't have to.<\/li>\n            <li>We talk to the insurer on your behalf.<\/li>\n            <li>We answer any questions you have.<\/li>\n            <li>We stay in touch with you after you've signed.<\/li>\n            <li>The price of your policy doesn't change \u2014 it's the same as going direct. The difference: we save you the searching and the heavier paperwork, and make communication with your insurer smoother.<\/li>\n            <li>In short, we're the intermediary between you and your insurer.<\/li>\n          <\/ul>\n        <\/div>\n      <\/details>\n      <details class=\"bpx-lp2027-faq-item\">\n        <summary>What do I need to request the FREE advice?<\/summary>\n        <div class=\"bpx-lp2027-faq-content\">\n          <p>Just the form: name, email \u2014 and phone if you'd like things to move faster. If you have a preferred way or time to be contacted, let us know in the comments and we'll take it into account.<\/p>\n        <\/div>\n      <\/details>\n    <\/div>\n  <\/div>\n<\/section>\n<!-- SHARE -->\n<section class=\"bpx-lp2027-section bpx-lp2027-section--soft\" style=\"padding:56px 0;\">\n  <div class=\"bpx-lp2027-container\">\n    <div class=\"bpx-lp2027-share\">\n      <h3>Know someone this could matter to?<\/h3>\n      <p>This change affects a lot of people who don't know about it yet. Share it in one tap \u2014 the message is pre-written and you can edit it before sending.<\/p>\n      <div class=\"bpx-lp2027-share-btns\">\n        <a class=\"bpx-lp2027-share-btn bpx-lp2027-share-btn--wa\" href=\"https:\/\/wa.me\/?text=This%20made%20me%20think%20of%20you%3A%20from%202027%20the%20minimum%20salary%20to%20choose%20private%20health%20insurance%20in%20Germany%20is%20going%20up.%20This%20might%20be%20useful%3A%20https%3A%2F%2Fbramexplus.com%2Fen%2Fpkv-2027%2F\" target=\"_blank\" rel=\"noopener\">\n          <svg viewBox=\"0 0 24 24\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M17.472 14.382c-.297-.149-1.758-.867-2.03-.967-.273-.099-.471-.148-.67.15-.197.297-.767.966-.94 1.164-.173.199-.347.223-.644.075-.297-.15-1.255-.463-2.39-1.475-.883-.788-1.48-1.761-1.653-2.059-.173-.297-.018-.458.13-.606.134-.133.297-.347.446-.52.149-.174.198-.298.298-.497.099-.198.05-.371-.025-.52-.075-.149-.669-1.612-.916-2.207-.242-.579-.487-.5-.669-.51-.173-.008-.371-.01-.57-.01-.198 0-.52.074-.792.372-.272.297-1.04 1.016-1.04 2.479 0 1.462 1.065 2.875 1.213 3.074.149.198 2.096 3.2 5.077 4.487.709.306 1.262.489 1.694.625.712.227 1.36.195 1.871.118.571-.085 1.758-.719 2.006-1.413.248-.694.248-1.289.173-1.413-.074-.124-.272-.198-.57-.347m-5.421 7.403h-.004a9.87 9.87 0 01-5.031-1.378l-.361-.214-3.741.982.998-3.648-.235-.374a9.86 9.86 0 01-1.51-5.26c.001-5.45 4.436-9.884 9.888-9.884 2.64 0 5.122 1.03 6.988 2.898a9.825 9.825 0 012.893 6.994c-.003 5.45-4.437 9.884-9.885 9.884m8.413-18.297A11.815 11.815 0 0012.05 0C5.495 0 .16 5.335.157 11.892c0 2.096.547 4.142 1.588 5.945L.057 24l6.305-1.654a11.882 11.882 0 005.683 1.448h.005c6.554 0 11.89-5.335 11.893-11.893a11.821 11.821 0 00-3.48-8.413z\"\/><\/svg>\n          Share on WhatsApp\n        <\/a>\n        <a class=\"bpx-lp2027-share-btn bpx-lp2027-share-btn--mail\" href=\"mailto:?subject=This%20might%20interest%20you%3A%20health%20insurance%20in%20Germany%20%282027%20changes%29&amp;body=Hi%0D%0A%0D%0AI%20came%20across%20this%20page%20and%20thought%20of%20you.%20From%202027%20the%20minimum%20salary%20to%20choose%20private%20health%20insurance%20in%20Germany%20is%20going%20up%2C%20and%20it%20might%20be%20worth%20a%20look.%0D%0AIt%27s%20explained%20clearly%20here%3A%20https%3A%2F%2Fbramexplus.com%2Fen%2Fpkv-2027%2F%0D%0A%0D%0ABest%20wishes\">\n          <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" aria-hidden=\"true\"><rect x=\"2\" y=\"4\" width=\"20\" height=\"16\" rx=\"3\"\/><path d=\"M3 6l9 7 9-7\"\/><\/svg>\n          Send by email\n        <\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n<!-- FINAL CTA -->\n<section class=\"bpx-lp2027-final\">\n  <div class=\"bpx-lp2027-container\">\n    <h2>If you've been thinking about it, this is the moment to take the step<\/h2>\n    <p>The deadline to cancel public insurance is 30 September. A conversation in good time gives you all the answers \u2014 and commits you to nothing.<\/p>\n    <a class=\"bpx-lp2027-btn\" href=\"#comparativa\">Request my free advice<\/a>\n  <\/div>\n<\/section>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Health insurance reform \u00b7 2027 Private health insurance in Germany: 2026 is the year to decide If you&#8217;ve been thinking about switching to private health insurance, now is the time to act. The law passed on 10 July 2026 raises the annual income threshold (JAEG) required to qualify for private health insurance from 2027. Today6.450 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2985","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PKV 2027: income limit for private health insurance rises<\/title>\n<meta name=\"description\" content=\"The PKV limit rises in 2027. Find out what&#039;s changing, whether it affects you and what you can do. 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