{"id":2642,"date":"2026-04-20T09:00:18","date_gmt":"2026-04-20T07:00:18","guid":{"rendered":"https:\/\/bramexplus.com\/?page_id=2642"},"modified":"2026-07-01T19:27:52","modified_gmt":"2026-07-01T17:27:52","slug":"private-health-insurance-extras","status":"publish","type":"page","link":"https:\/\/bramexplus.com\/en\/private-health-insurance-extras\/","title":{"rendered":"Private Health Insurance Extras in Germany"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2642\" class=\"elementor elementor-2642 elementor-1569\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff668e5 e-con-full e-flex e-con e-parent\" data-id=\"ff668e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5454cc2 elementor-widget elementor-widget-html\" data-id=\"5454cc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- =====================================================\n  BRAMEX PLUS \u2014 P\u00e1gina: Extras del seguro m\u00e9dico privado\n  B\u00fasqueda de m\u00e9dico \u00b7 Protecci\u00f3n jur\u00eddica \u00b7 Health Coaching\n\n \n  ===================================================== -->\n\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n  HERO DARK \u2014 navy, texto centrado, sin imagen\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"bpx-hero-dark\">\n  <div class=\"bpx-hero-dark__inner\">\n\n    <div class=\"bpx-eyebrow\" style=\"color:var(--bpx-yellow);background:rgba(255,185,5,0.12);border-color:rgba(255,185,5,0.28);margin-bottom:20px;\">\n      <span class=\"bpx-eyebrow-dot\"><\/span>\n      Only available with private insurance\n    <\/div>\n\n    <h1>The <span class=\"bpx-hero-dark__highlight\">exclusive extras<\/span> your private health insurance includes<\/h1>\n\n    <p class=\"bpx-hero-dark__text\">\n      Beyond superior medical cover, private insurance in Germany includes additional services that go far beyond what the public system offers. Services that make the difference in specific situations and that, in many cases, go unnoticed until you need them.\n    <\/p>\n\n    <div class=\"bpx-hero-dark__actions\">\n      <a href=\"https:\/\/bramexplus.com\/en\/private-health-insurance-comparison-germany\/#comparadorpkven\" class=\"bpx-btn bpx-btn-primary\">View plans \u2192<\/a>\n      <a href=\"https:\/\/bramexplus.com\/en\/contact\/\" class=\"bpx-btn bpx-btn-secondary\">Talk to an advisor<\/a>\n    <\/div>\n\n    <div class=\"bpx-hero-dark__extras\">\n      <div class=\"bpx-hero-dark__extra-pill\">\n        <span>\ud83d\udd0d<\/span> Doctor search in 48h\n      <\/div>\n      <div class=\"bpx-hero-dark__extra-pill\">\n        <span>\u2696\ufe0f<\/span> Patient legal protection\n      <\/div>\n      <div class=\"bpx-hero-dark__extra-pill\">\n        <span>\ud83d\udcaa<\/span> Personalised Health Coaching\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/section>\n\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n  INTRO \u2014 por qu\u00e9 existen estos extras\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"bpx-section bpx-bg-white\">\n  <div class=\"bpx-wrap\">\n\n    <div class=\"bpx-heading\">\n      <div class=\"bpx-eyebrow\">\n        <span class=\"bpx-eyebrow-dot\"><\/span>\n        Beyond medical cover\n      <\/div>\n      <h2>Services the public system can't offer you<\/h2>\n      <p class=\"bpx-subtitle\">Private insurance isn't just a matter of broader medical cover. It includes a layer of support services that make accessing the system easier, protect your rights and look after your health proactively. Here we explain each one.<\/p>\n    <\/div>\n\n    <div class=\"bpx-intro-cards\">\n      <div class=\"bpx-intro-card\">\n        <div class=\"bpx-exclusive-badge\">\u2726 PKV exclusive<\/div>\n        <h3>Speed when it matters most<\/h3>\n        <p>Finding the right doctor at the right moment can be decisive. With private insurance, you don't depend on waiting lists or on getting lucky with an appointment. Someone does it for you, in under 48 hours.<\/p>\n      <\/div>\n      <div class=\"bpx-intro-card bpx-intro-card--yellow\">\n        <div class=\"bpx-exclusive-badge\">\u2726 PKV exclusive<\/div>\n        <h3>Your rights, protected<\/h3>\n        <p>If at any point you feel you weren't properly looked after or that a medical decision wasn't the right one, you have legal backing included in your policy. At no extra cost, with no need to find it yourself.<\/p>\n      <\/div>\n      <div class=\"bpx-intro-card\">\n        <div class=\"bpx-exclusive-badge\">\u2726 PKV exclusive<\/div>\n        <h3>Long-term health<\/h3>\n        <p>Health Coaching doesn't wait until you're ill. It works with you preventively to improve your quality of life, manage chronic conditions and make better decisions about your health day to day.<\/p>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/section>\n\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n  EXTRA 1 \u2014 B\u00fasqueda de m\u00e9dico en 48h\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"bpx-section bpx-bg-soft\">\n  <div class=\"bpx-wrap\">\n    <div class=\"bpx-split-img\" style=\"align-items:center;\">\n      <div style=\"border-radius:var(--bpx-radius-xl);overflow:hidden;box-shadow:var(--bpx-shadow-md);max-width:440px;margin:0 auto;\">\n        <img decoding=\"async\"\n          src=\"https:\/\/bramexplus.com\/wp-content\/uploads\/2026\/04\/cita-medica-rapida-con-el-seguro-medico-privado.webp\"\n          alt=\"Doctor search and appointment in under 48 hours with private insurance\"\n          style=\"width:100%;aspect-ratio:11\/15;object-fit:cover;object-position:center;display:block;\"\n        >\n      <\/div>\n      <div class=\"bpx-split-img__text\">\n        <div class=\"bpx-exclusive-badge\">\u2726 PKV exclusive<\/div>\n        <div class=\"bpx-extra-block__icon\">\ud83d\udd0d<\/div>\n        <h2>Doctor search and appointment in under 48 hours<\/h2>\n        <p>Finding the right specialist shouldn't be a task that falls on you, especially when you're unwell. That's why private insurers offer an active doctor and clinic search service: you describe what you need, and in under 48 hours they have a solution for you.<\/p>\n        <p>This service finds specialists near your home, selects those that best fit your specific case and, if you wish, arranges the appointment directly on your behalf. No waiting, no endless searching, no uncertainty.<\/p>\n        <p>In the public system, finding a specialist can take weeks. With private insurance, that process is sorted out in hours.<\/p>\n        <ul class=\"bpx-detail-list bpx-detail-list--light\" style=\"margin-top:20px;\">\n          <li>\n            <div class=\"bpx-detail-list__icon\">\u2713<\/div>\n            Specialists found according to your medical situation and location\n          <\/li>\n          <li>\n            <div class=\"bpx-detail-list__icon\">\u2713<\/div>\n            Direct appointment arrangement if you prefer\n          <\/li>\n          <li>\n            <div class=\"bpx-detail-list__icon\">\u2713<\/div>\n            Response in under 48 hours from the request\n          <\/li>\n          <li>\n            <div class=\"bpx-detail-list__icon\">\u2713<\/div>\n            Available for appointments, specialists and, if needed, surgical procedures\n          <\/li>\n        <\/ul>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n  EXTRA 2 \u2014 Protecci\u00f3n jur\u00eddica del paciente\n  Split img + contenido sobre fondo navy (variante dark)\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"bpx-section bpx-bg-white\">\n  <div class=\"bpx-wrap\">\n    <div class=\"bpx-split-img\" style=\"align-items:center;direction:rtl;\">\n      <div style=\"direction:ltr;border-radius:var(--bpx-radius-xl);overflow:hidden;box-shadow:var(--bpx-shadow-md);max-width:440px;margin:0 auto;\">\n        <img decoding=\"async\"\n          src=\"https:\/\/bramexplus.com\/wp-content\/uploads\/2026\/04\/proteccion-juridica-con-el-seguro-medico-privado.webp\"\n          alt=\"Patient legal protection included in private health insurance\"\n          style=\"width:100%;aspect-ratio:11\/15;object-fit:cover;object-position:center;display:block;\"\n        >\n      <\/div>\n      <div class=\"bpx-split-img__text\" style=\"direction:ltr;background:var(--bpx-navy);border-radius:var(--bpx-radius-xl);padding:40px 36px;box-shadow:var(--bpx-shadow-md);\">\n        <div class=\"bpx-exclusive-badge bpx-exclusive-badge--white\">\u2726 PKV exclusive \u00b7 Smart, Pro and Max plans<\/div>\n        <div class=\"bpx-extra-block__icon\" style=\"background:rgba(255,185,5,0.18);\">\u2696\ufe0f<\/div>\n        <h2 style=\"color:var(--bpx-white);\">Patient legal protection included<\/h2>\n        <p style=\"color:rgba(255,255,255,0.92);\">What happens if you receive the wrong treatment, if you weren't properly informed before a procedure, or if a medical decision caused you avoidable harm? In the public system, making a claim is a long, costly process that most people give up on. With private insurance, you have legal backing included in your policy.<\/p>\n        <p style=\"color:rgba(255,255,255,0.92);\">Patient legal protection covers the legal costs needed to defend your rights in cases of medical negligence, malpractice or lack of information. It isn't a service you have to take out separately or a paid extra: it's included in the Smart, Pro and Max plans from day one.<\/p>\n        <p style=\"color:rgba(255,255,255,0.92);\">It's one of those types of cover you hope never to need. But knowing it's there changes the way you deal with the healthcare system.<\/p>\n        <ul class=\"bpx-detail-list bpx-detail-list--dark\" style=\"margin-top:20px;\">\n          <li style=\"color:rgba(255,255,255,0.92);\">\n            <div class=\"bpx-detail-list__icon\" style=\"background:var(--bpx-yellow);color:var(--bpx-navy);\">\u2713<\/div>\n            Cover in cases of medical negligence or malpractice\n          <\/li>\n          <li style=\"color:rgba(255,255,255,0.92);\">\n            <div class=\"bpx-detail-list__icon\" style=\"background:var(--bpx-yellow);color:var(--bpx-navy);\">\u2713<\/div>\n            Legal costs covered by the policy at no extra cost\n          <\/li>\n          <li style=\"color:rgba(255,255,255,0.92);\">\n            <div class=\"bpx-detail-list__icon\" style=\"background:var(--bpx-yellow);color:var(--bpx-navy);\">\u2713<\/div>\n            Included in the Smart, Pro and Max plans from the start\n          <\/li>\n          <li style=\"color:rgba(255,255,255,0.92);\">\n            <div class=\"bpx-detail-list__icon\" style=\"background:var(--bpx-yellow);color:var(--bpx-navy);\">\u2713<\/div>\n            Specialist legal advice in healthcare law\n          <\/li>\n        <\/ul>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n  EXTRA 3 \u2014 Health Coaching\n  Split img + contenido (foto izquierda, texto derecha)\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"bpx-section bpx-bg-soft\">\n  <div class=\"bpx-wrap\">\n    <div class=\"bpx-split-img\" style=\"align-items:center;\">\n      <div style=\"border-radius:var(--bpx-radius-xl);overflow:hidden;box-shadow:var(--bpx-shadow-md);max-width:440px;margin:0 auto;\">\n        <img decoding=\"async\"\n          src=\"https:\/\/bramexplus.com\/wp-content\/uploads\/2026\/04\/health-coaching-con-el-seguro-medico-privado.webp\"\n          alt=\"Health Coaching included in private health insurance\"\n          style=\"width:100%;aspect-ratio:11\/15;object-fit:cover;object-position:center;display:block;\"\n        >\n      <\/div>\n      <div class=\"bpx-split-img__text\">\n        <div class=\"bpx-exclusive-badge\">\u2726 PKV exclusive<\/div>\n        <div class=\"bpx-extra-block__icon\">\ud83d\udcaa<\/div>\n        <h2>Health Coaching: a personal coach for your health<\/h2>\n        <p>Health Coaching is one of the services most valued by those who already have private insurance, and one of the least known before taking it out. It consists of personalised support from a health coach who works with you to improve your quality of life \u2014 not just when you're ill, but continuously and preventively.<\/p>\n        <p>The service is especially designed for people with chronic conditions such as type II diabetes, cardiovascular disease or pain-related complaints. The coach works with you to establish habits, manage the condition more effectively and reduce the impact of the illness on your daily life.<\/p>\n        <p>It isn't a medical consultation. It's human, professional support geared towards concrete results and sustained improvement over time.<\/p>\n        <ul class=\"bpx-detail-list bpx-detail-list--light\" style=\"margin-top:20px;\">\n          <li>\n            <div class=\"bpx-detail-list__icon\">\u2713<\/div>\n            Personalised support with a specialist health coach\n          <\/li>\n          <li>\n            <div class=\"bpx-detail-list__icon\">\u2713<\/div>\n            Geared towards chronic conditions: diabetes, cardiovascular, pain\n          <\/li>\n          <li>\n            <div class=\"bpx-detail-list__icon\">\u2713<\/div>\n            A preventive, continuous-improvement approach, not just reactive\n          <\/li>\n          <li>\n            <div class=\"bpx-detail-list__icon\">\u2713<\/div>\n            A complement to medical treatment, not a substitute\n          <\/li>\n        <\/ul>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n  RESUMEN \u2014 qu\u00e9 tarifa incluye qu\u00e9\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"bpx-section bpx-bg-white\">\n  <div class=\"bpx-wrap\">\n\n    <div class=\"bpx-heading\">\n      <div class=\"bpx-eyebrow\">\n        <span class=\"bpx-eyebrow-dot\"><\/span>\n        Availability by plan\n      <\/div>\n      <h2>Which plans include these extras?<\/h2>\n      <p class=\"bpx-subtitle\">All three extras are available in the plans in the comparator. Legal protection is included from the Smart plan upwards.<\/p>\n    <\/div>\n\n    <div class=\"bpx-check-cards\">\n\n      <div class=\"bpx-check-card\">\n        <div class=\"bpx-check-card__icon\">\ud83d\udd0d<\/div>\n        <div>\n          <h3>Doctor search in 48h<\/h3>\n          <p>Available in all plans: Basic, Smart, Pro and Max. From the first day of your policy you can request the specialist location and appointment service.<\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"bpx-check-card\">\n        <div class=\"bpx-check-card__icon\">\u2696\ufe0f<\/div>\n        <div>\n          <h3>Patient legal protection<\/h3>\n          <p>Included in the Smart, Pro and Max plans. If you have the Basic plan and want to add this cover, we can help you weigh up a plan change without complications.<\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"bpx-check-card\">\n        <div class=\"bpx-check-card__icon\">\ud83d\udcaa<\/div>\n        <div>\n          <h3>Personalised Health Coaching<\/h3>\n          <p>Available in all plans for those who request it. Access is arranged through the insurer once the policy is active, with no additional paperwork.<\/p>\n        <\/div>\n      <\/div>\n\n      <div class=\"bpx-check-card\">\n        <div class=\"bpx-check-card__icon\">\ud83d\udcf1<\/div>\n        <div>\n          <h3>All manageable from the app<\/h3>\n          <p>All three services are accessible from the insurer's app. Requesting the coach, asking for a doctor search or checking your legal cover: all in one place.<\/p>\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/section>\n\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n  FAQ\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"bpx-faq\">\n  <div class=\"bpx-faq__inner\">\n\n    <div class=\"bpx-heading\">\n      <div class=\"bpx-eyebrow\">\n        <span class=\"bpx-eyebrow-dot\"><\/span>\n        Frequently asked questions\n      <\/div>\n      <h2>Questions about private insurance extras<\/h2>\n    <\/div>\n\n    <div class=\"bpx-faq-item is-open\">\n      <button class=\"bpx-faq-question\" type=\"button\">\n        <span>Do you have to pay anything extra to use these services?<\/span>\n        <div class=\"bpx-faq-toggle\">\u2212<\/div>\n      <\/button>\n      <div class=\"bpx-faq-answer\">\n        <div class=\"bpx-faq-answer-inner\">\n          No. All three extras are included in the policy at no additional cost. They aren't paid services and don't require a separate subscription. They're part of what your plan includes from the moment it's active.\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"bpx-faq-item\">\n      <button class=\"bpx-faq-question\" type=\"button\">\n        <span>How do you request the doctor search?<\/span>\n        <div class=\"bpx-faq-toggle\">+<\/div>\n      <\/button>\n      <div class=\"bpx-faq-answer\">\n        <div class=\"bpx-faq-answer-inner\">\n          Through the insurer's app or by phone. You describe your situation, the specialty you need and your location, and the insurer's team takes care of finding suitable options and, if you wish, arranging the appointment directly. The response arrives in under 48 hours.\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"bpx-faq-item\">\n      <button class=\"bpx-faq-question\" type=\"button\">\n        <span>Does legal protection cover any medical claim?<\/span>\n        <div class=\"bpx-faq-toggle\">+<\/div>\n      <\/button>\n      <div class=\"bpx-faq-answer\">\n        <div class=\"bpx-faq-answer-inner\">\n          It covers situations relating to medical negligence, malpractice and lack of information or informed consent. It doesn't cover other types of claim unrelated to healthcare. If you're unsure whether your situation is covered, we can help you review it.\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"bpx-faq-item\">\n      <button class=\"bpx-faq-question\" type=\"button\">\n        <span>Is Health Coaching compulsory?<\/span>\n        <div class=\"bpx-faq-toggle\">+<\/div>\n      <\/button>\n      <div class=\"bpx-faq-answer\">\n        <div class=\"bpx-faq-answer-inner\">\n          No, it's completely voluntary. You can request it at any time once your policy is active. There's no obligation to use it, but it's a valuable resource many policyholders take advantage of, especially when managing a chronic condition or wanting to work on health habits in a more structured way.\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"bpx-faq-item\">\n      <button class=\"bpx-faq-question\" type=\"button\">\n        <span>Are these services available in English?<\/span>\n        <div class=\"bpx-faq-toggle\">+<\/div>\n      <\/button>\n      <div class=\"bpx-faq-answer\">\n        <div class=\"bpx-faq-answer-inner\">\n          The insurer's services operate mainly in German. However, at Bramex Plus we can support you with the admin and communication with the insurer in English if you need it, especially in the first months after taking out the policy.\n        <\/div>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/section>\n\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n  MINI COMPARADOR \u2014 franja navy\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"bpx-comparador-strip\">\n  <div class=\"bpx-comparador-strip__inner\">\n    <div class=\"bpx-comparador-strip__left\">\n      <div class=\"bpx-eyebrow\" style=\"color:var(--bpx-yellow);background:rgba(255,185,5,0.12);border-color:rgba(255,185,5,0.28);\">\n        <span class=\"bpx-eyebrow-dot\"><\/span>\n        Calculate your plan\n      <\/div>\n      <h2>Find out which plan includes the extras that matter most to you<\/h2>\n      <p>Enter your year of birth and access the comparator with real plans. In under a minute you'll have the numbers in front of you.<\/p>\n    <\/div>\n    <div class=\"bpx-comparador-strip__box\">\n      \n        <div style=\"\n            padding:24px;\n            border:2px dashed #d9d9d9;\n            border-radius:16px;\n            background:#fafafa;\n            text-align:center;\n            font-family:Inter, sans-serif;\n            color:#686766;\n            margin:12px 0;\n        \">\n            <strong style=\"\n                display:block;\n                font-size:20px;\n                line-height:1.3;\n                margin-bottom:8px;\n                color:#1c244b;\n                font-weight:800;\n            \">Mini comparador Bramex Plus<\/strong>\n            <span style=\"\n                display:block;\n                font-size:15px;\n                line-height:1.6;\n                color:#686766;\n            \">El mini comparador se mostrar\u00e1 correctamente en la p\u00e1gina publicada.<\/span>\n        <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n  CTA FINAL\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"bpx-final-cta\">\n  <div class=\"bpx-wrap\">\n    <div class=\"bpx-final-cta__box bpx-final-cta__box--dark\">\n\n      <div class=\"bpx-eyebrow\" style=\"color:var(--bpx-yellow);background:rgba(255,185,5,0.12);border-color:rgba(255,185,5,0.28);\">\n        <span class=\"bpx-eyebrow-dot\"><\/span>\n        No obligation \u00b7 Advice in English\n      <\/div>\n\n      <h2>Want to know which extras your plan includes?<\/h2>\n\n      <p>We explain in detail which additional services are available based on your profile and the plan you choose. No jargon, and in English.<\/p>\n\n      <div class=\"bpx-final-cta__actions\">\n        <a href=\"https:\/\/bramexplus.com\/en\/private-health-insurance-comparison-germany\/#comparadorpkven\" class=\"bpx-btn bpx-btn-primary\">\n          View plans \u2192\n        <\/a>\n        <a href=\"https:\/\/bramexplus.com\/en\/contact\/\" class=\"bpx-btn bpx-btn-secondary\">\n          Talk to an advisor\n        <\/a>\n      <\/div>\n\n      <div class=\"bpx-cta-trust\">\n        <span class=\"bpx-cta-trust__item\">Reply within 24 hours<\/span>\n        <span class=\"bpx-cta-trust__item\">Advice in English<\/span>\n        <span class=\"bpx-cta-trust__item\">100% confidential<\/span>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/section>\n\n\n<!-- FAQ acorde\u00f3n -->\n<script>\n(function(){\n  document.querySelectorAll('.bpx-faq-question').forEach(function(btn){\n    btn.addEventListener('click', function(){\n      var item = btn.closest('.bpx-faq-item');\n      var isOpen = item.classList.contains('is-open');\n      var toggle = btn.querySelector('.bpx-faq-toggle');\n      document.querySelectorAll('.bpx-faq-item').forEach(function(el){\n        el.classList.remove('is-open');\n        var t = el.querySelector('.bpx-faq-toggle');\n        if(t) t.textContent = '+';\n      });\n      if(!isOpen){\n        item.classList.add('is-open');\n        if(toggle) toggle.textContent = '\u2212';\n      }\n    });\n  });\n})();\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Only available with private insurance The exclusive extras your private health insurance includes Beyond superior medical cover, private insurance in Germany includes additional services that go far beyond what the public system offers. Services that make the difference in specific situations and that, in many cases, go unnoticed until you need them. View plans \u2192 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2642","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PKV Extras: Doctor Search, Legal Cover &amp; Health Coaching<\/title>\n<meta name=\"description\" content=\"Beyond better cover, PKV in Germany includes extras the public system can&#039;t match: doctor search in 48h, patient legal protection and Health Coaching.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bramexplus.com\/en\/private-health-insurance-extras\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" 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