{"id":2410,"date":"2026-04-14T19:22:15","date_gmt":"2026-04-14T17:22:15","guid":{"rendered":"https:\/\/bramexplus.com\/?page_id=2410"},"modified":"2026-07-01T19:31:19","modified_gmt":"2026-07-01T17:31:19","slug":"private-health-insurance-comparison-germany","status":"publish","type":"page","link":"https:\/\/bramexplus.com\/en\/private-health-insurance-comparison-germany\/","title":{"rendered":"Compare Private Health Insurance in Germany"},"content":{"rendered":"\t\t
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Expert advice in English<\/div>\n\n

Choose the best private health insurance with our comparison tool<\/span><\/h2>\n\n

\n Choosing private health insurance in Germany is an important decision. Our team reviews your profile and guides you through the entire process, explaining every option clearly and transparently.\n <\/p>\n\n

\n Compare tariffs<\/a>\n Request a consultation<\/a>\n <\/div>\n\n
\n Clear, useful comparison<\/span>\n Personalised advice<\/span>\n Options selected with care<\/span>\n <\/div>\n <\/div>\n\n
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A comparison tool built to help you decide better<\/p>\n

Options selected by price, coverage and long-term stability.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <\/div>\n<\/section>\n\n\n\n

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Comparing properly matters<\/h3>\n

If you are considering taking out private health insurance in Germany, it is essential to understand that not all options are the same. The German healthcare system offers many private alternatives, but the differences between insurers and tariffs can be very significant, both in price and in coverage.<\/p>\n <\/div>\n\n

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It's not only about price<\/h3>\n

Choosing well isn't just about finding the cheapest policy. Factors such as service quality, how quickly you receive medical care and how the premium develops over the long term are decisive in making a good decision.<\/p>\n <\/div>\n\n

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A genuinely useful comparison tool<\/h3>\n

That's why this comparison tool was designed to help you compare in a clear and simple way, based on real criteria.<\/p>\n <\/div>\n\n <\/div>\n <\/div>\n<\/section>\n\n\n\n

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\n <\/span>\n Calculate your private health insurance in seconds\n <\/div>\n

Compare private tariffs in Germany with a system built for employees<\/h2>\n

We select the insurers and tariffs with the best balance of price, coverage and reliability. Start saving and get the best service with your health insurance in Germany.<\/p>\n <\/div>\n\n

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Enter your year of birth<\/h4>\n

The comparison tool will show the monthly cost and the total cost of the insurance based on the available data.<\/p>\n <\/div>\n <\/div>\n\n

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Adjust the deductible and daily sickness benefit<\/h4>\n

You can see how the price changes for PRO and MAX tariffs, and add the 135 \u20ac daily sickness benefit.<\/p>\n <\/div>\n <\/div>\n\n

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Request information if you want to fine-tune your decision<\/h4>\n

If the calculation isn't enough or you want to confirm the best option, our team will advise you with no obligation.<\/p>\n <\/div>\n <\/div>\n\n <\/div>\n <\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Calculate your private health insurance in seconds<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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We select the insurers and tariffs with the best balance of price, cover and reliability. Start saving and getting the best service with your health insurance in Germany.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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\n Comparador Bramex Plus<\/strong>\n El comparador no se carga dentro del editor para evitar errores de edici\u00f3n. Se mostrar\u00e1 correctamente en la p\u00e1gina publicada.<\/span>\n <\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n <\/span>\n Private health insurance in Germany for employees\n <\/div>\n

An attractive option for certain professional profiles<\/h2>\n

In Germany, employees who exceed the income threshold can switch to private health insurance. This option lets you tailor your coverage to your individual needs and, in many cases, offers faster, more personalised service.<\/p>\n

For many professionals, it means better quality healthcare and, on top of that, savings on their health insurance payments.<\/p>\n

That said, it is also an important decision that should be looked at carefully.<\/p>\n Talk to an expert \u2192<\/a>\n <\/div>\n\n <\/div>\n <\/div>\n<\/section>\n\n\n\n

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\n <\/span>\n 4 levels to understand your options better\n <\/div>\n

We've grouped the market's tariffs into four clear levels according to their coverage and benefits<\/h2>\n <\/div>\n\n
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BASIC<\/h3>\n

Coverage with basic benefits. To meet legal requirements on a tight budget.<\/p>\n

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  • General medical care<\/li>\n
  • Basic hospital cover<\/li>\n
  • Preventive services required by law.<\/li>\n <\/ul>\n <\/div>\n\n
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    SMART<\/h3>\n

    The ideal balance between coverage and price. Includes expanded benefits and greater flexibility in choosing your doctors.<\/p>\n

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    • Everything in Basic +<\/li>\n
    • Double hospital room<\/li>\n
    • Public and private hospitals<\/li>\n <\/ul>\n <\/div>\n \n
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      Most popular<\/div>\n

      PRO<\/h3>\n

      Premium coverage with additional services. For those who value comfort and personalised care.<\/p>\n

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      • Everything in Smart +<\/li>\n
      • Direct access to specialists<\/li>\n
      • Any preventive check-up<\/li>\n <\/ul>\n <\/div>\n\n \n
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        MAX<\/h3>\n

        Maximum coverage with no restrictions. Includes all premium services and first-class medical care.<\/p>\n

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        • Everything in Pro +<\/li>\n
        • Single room<\/li>\n
        • Premium refund of up to around 1.800 \u20ac per year<\/li>\n <\/ul>\n <\/div>\n\n<\/div>\n\n
          \n This grouping lets you clearly compare which level of coverage you actually need. Each level brings together tariffs from different insurers. We continuously analyse the market, the insurance companies and their reliability, and offer you the most advantageous options.\n <\/div>\n\n <\/div>\n<\/section>\n\n\n\n
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          \n <\/span>\n A comparison tool designed for real decisions\n <\/div>\n

          It's not about showing more options, but the right options<\/h2>\n

          Unlike other comparison tools, where users face a huge number of options that are hard to interpret, this system was built with a practical approach.<\/p>\n

          It's not about choosing from many, but choosing from the best. Tariffs are selected based on criteria such as price stability, service quality and real client experience.<\/p>\n

          This makes for clearer decisions from the very start.<\/p>\n <\/div>\n\n \"Private\n\n <\/div>\n <\/div>\n<\/section>\n\n\n\n\n\n

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          insurers analysed<\/div>\n <\/div>\n\n
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          \n 0<\/span>\u20ac<\/span>\n <\/div>\n
          cost for advice<\/div>\n <\/div>\n\n <\/div>\n <\/div>\n<\/section>\n\n\n\n